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Welcome to the Inuka Enterprise Web site.

Inuka Enterprise is a program sponsored by the Kenya banking industry to support Micro, Small and Medium-sized businesses (MSMEs).

MSMEs remain a principle driver of real economic growth and regional development, resulting in industry innovation and job creation. Despite their potential, entrepreneurs and business owners face numerous challenges in a complex and dynamic market environment. Access to financing, as well as limited capacity to leverage market opportunities and grow their businesses, are two fundamental concerns that entrepreneurs grapple with.

The banking industry, through the Kenya Bankers Association (KBA) member banks, has therefore invested in this program towards supporting business clients to Inuka their businesses and gain the most from banks.

Inuka Enterprise Goals

 Hover over goal for more information

  • increasing the number of formal businesses in Kenya
  • working with business owners to grow their companies, formalise their employment practices and hire more Kenyans
  • making it easier for viable businesses to access business loans
  • helping business increase product quality, marketability, and reach (locally, regionally, across Africa and internationally)
  • ensuring that every county has a success story from the SME Program; and allocating Ksh10 billion to women and youth-owned enterprises in partnership with Government programs
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About the SME Support Facility

The SME Support Facility or enterprise development lending scheme will see banks commit Ksh 30 billion worth of capital extended to Micro, Small and Medium sized enterprises (MSMEs) at  14 percent, fixed on a reducing balance basis for a two-year period.

Of the SME Support Facility, Ksh 10 billion will be allocated to women and youth-owned businesses. Read More  


  • Kenya is leading on the Africa Continent in commercial bank lending directed to MSMEs
  • Between 2014 and 2015 banks lent Ksh200 billion to SMEs across the country with the majority of the investment targeting medium-sized companies
  • Many small businesses need capacity building support so as to survive (more than 50 percent wind up by year 5)
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Our Partners

  • Central Bank of Kenya
  • -	National Treasury
  • Development Finance Institutions
  • Ministry of Industry, Trade and Cooperatives
  • Micro and Small Enterprise Authority
  • Kenya Institute of Management
  • Kenya Association of Manufactures
  • Kenya Chamber of Commerce
  • Kenya Private Sector
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